What SCORE Can Do For You
Integrated Loan Servicing
SCORE has the ability to manage client investments through the lifecycle of the loan and can not only seamlessly manage various performing asset classes but also assets that are acquired as either distressed debt, non-performing loans, or as Real Estate Owned (REO).
SCORE handles all aspects of performing loan administration, cash management and delinquency management and has robust loan setup features allowing front end setup of loans. For larger platforms, SCORE allows straight through feeds using xml from various Loan Origination Systems (LOS).
SCORE's strength is its powerful asset management module to track work out status, business plans, cash projections, complex litigation, foreclosures and property level details and valuation history.
Global Agility
A large benefit of SCORE is its multi-lingual and multi-currency capabilities. Clients are given the ability to customize their SCORE system to serve their regions. Today foreign languages and currency settings have been successfully implemented and are being operated through Europe and Asia.
Reporting & Analytics
SCORE's Business Intelligence (B.I.) module powered by Cognos™, provides rapid data extraction and efficient reporting so that any serviced loan asset criteria could be gathered and easily analyzed for any historic accounting period. This technology permits customized reporting, allowing the user to attain the precise information they want to view without having to sort through information they do not need.
SCORE B.I. reporting allows for the access of operational and investor reports, screen snapshots and data prints, and borrower notices. It also allows quick response to ad-hoc client report requests and an easy outlet to generate reports that explore critical business issues.
Dependability & Support
Since its inception, the foundation of SCORE has been dependability and support. A dedicated Help Desk team is ready to assist users. System technicians are both available to assist online and have been deployed throughout Europe and Asia to aid in establishing SCORE fundamentals for all its clients.
Architecture, Portability & Scalability
A J2EE architecture enables SCORE deployment to the wide variety of web, application and OS platforms without having to re-write the code. Further advantages of utilizing J2EE includes;
- Cluster aware implementation: Ensures that application services are provided round the clock to meet the needs of today's global business environment
- Scalable platform: Ensures that rapid business growth can be easily managed
- Maintainability: Ensures easy maintainability by breaking business logic segregation across multiple tiers
- Security & Reliability: Ensure multiple layers of security maintains integrity
SCORE's robust architecture is complemented by:
- Oracle 10g
- Written in Java
- Weblogic 8.1 SP3 Application Layer
- Apache 2.0.48 Web Server
