SCORE is one of the most advanced global loan servicing and reporting products in the industry. Specifically designed with the vision of providing global servicing capabilities, this web-based system allows users to manage loan assets in multiple languages and currencies. It allows rapid market entry, data loading and seamless servicing of a variety of asset classes and products.
SCORE has a proven record of success in many servicing platforms across Asia and Europe, and is used by companies ranging from large multinational finance houses to smaller loan administration companies.
SCORE is designed to manage the following asset classes;
- Performing & Non-Performing Loans (Residential, Commercial)
- Performing & Non-Performing Loan Securitizations
- Real Estate Owned
- Structured Mortgage Loans
- Real Estate Investments
- Conduit Loans
SCORE's main platform features include;
- Special Servicing
- Primary Servicing
- Cash Management
- Reporting
- System Administration
SCORE is now available to help your company manage acquired or originated debt globally
Rating Agency Comments
SCORE has received high marks from international rating agencies Standard & Poor's and Fitch. The product's capabilities and performance have helped the Capital Services Group's servicing operations in Asia to receive strong ratings in multiple primary and special servicing categories, which include the highest currently issued rating from Fitch as a special servicer in Japan, and the highest rating possible from S&P. See below for what they had to say about SCORE.
Standard & Poor's
- "An excellent computer system that boosts operational efficiency"
- "SCORE seamlessly integrates Capital's policies and procedures into the application, strengthening internal controls and spreading overall knowledge of various parts of the business to all its employees, which ultimately helps the company to boost its operational efficiency"
Fitch
- "Flexible and well-integrated IT system which can service performing and non-performing loans on a single platform"
- "SCORE significantly improved Capital's ability to service securitizations, including investor reporting"
- "The application automatically calculates cash flow distributions and monitors the compliance of covenants stipulated by the securitization agreement. Furthermore, the application is able to generate customized investor reports and, as mentioned before, investors have access to portfolio performance data on a real time basis"
From S&P and Fitch Ratings' Capital Servicing Co., Ltd. 2007 Commercial Special Servicer Ratings Reports
SCORE Partners:
Development and Technology
SCORE was designed in collaboration with Infosys Technologies, a global leader in information technology (IT) and business consulting and outsourcing services. Infosys provides SCORE system integration and implementation and help desk support.
Business intelligence by COGNOS
Industry Associations
Commercial Mortgage Securities Association (CMSA)
Mortgage Industry Standards Maintenance Organization (MISMO)
Mortgage Bankers Association (MBA)
